FIOS is the golden truth layer that sits above a financial institution's existing systems — capturing every financial event once, validating it once, and generating every downstream output from a single validated source. Front to back. By design.
The same trade is captured eight, ten, fifteen times — in different systems, in different dialects, governed by different teams. The copies drift apart. Then people reconcile them back together. Reconciliation isn't a workflow problem; it's a structural condition of how finance stores truth.
One economic event, recorded over and over across siloed platforms.
Front, middle, and back office disagree on position, risk, and P&L.
Teams and tools whose entire job is arguing copies back into agreement.
Regulatory output assembled after the fact — brittle, manual, error-prone.
FIOS stores only the validated Financial Event and the reference entities it touches. Everything else — position, ledger, risk, settlement instruction, every regulatory report — is derived from it, on demand, never copied.
FIOS connects as a non-invasive layer above the systems you already run — Murex, Broadridge, Calypso/Adenza, SAP, Oracle, and your legacy estate. It replaces nothing. It changes where the truth comes from.
One canonical, validated, time-aware record of every financial event — across asset classes.
Events are checked at the boundary before they ever reach a downstream system.
Explains exceptions in plain language and predicts breaks before they occur.
One event feeds accounting, risk, settlement, compliance, and every regulator — automatically.
A trade isn't a row in a database. In FIOS it's a living object that knows its own downstream journey.
FIOS simulates a trade's full downstream path at point-of-capture — and surfaces the break before it reaches clearing.
One trade, one truth. The full lifecycle and every desk's view — front to finance — on one screen.
An AI operations assistant that reasons over the live golden-event store. "Which trades will break today?" — answered.
Bloomberg became the truth layer for market data. SWIFT for messaging between institutions. FIOS is the truth layer for the events inside an institution — and it becomes a standard the way standards actually spread: institutions map to it because it is easier than not.
FIOS is designed for the final destination from day one — but proven one focused, fundable problem at a time. Every phase solves a real problem and funds the next.
A focused research engagement on anonymized data: map where truth fractures, quantify the cost, design the future state.
Stand up the FIOS golden-event layer for one product line — break prevention, validation, golden truth — in your environment.
One proven foundation extends across asset classes and divisions, compounding in value with every event.
FIOS is inviting a select group of institutions to a confidential briefing and pilot discussion. Tell us where you are and we'll be in touch.